990 Finder: The Easiest Way to Research a U.S. Nonprofit

At Trantor, we believe financial data should be accessible to everyone. That's why we built 990 Finder — a free platform to search and analyze over 428,000 U.S. nonprofit organizations using public IRS data.

What is Form 990?

Form 990 is the annual tax filing that 501(c)(3) organizations — universities, hospitals, foundations, and charities — are required to submit to the IRS. It contains detailed information about their revenues, expenses, assets, governance structure, and mission. It's essentially the financial X-ray of any U.S. nonprofit.

The problem: these documents are public, but they come in XML format, scattered across hundreds of ZIP files on the IRS website. They're hard to access and nearly impossible to interpret without the right tools.

What Does 990 Finder Do?

990 Finder downloads, processes, and presents this data in a clear, intuitive way:

• Instant search by organization name or EIN (Employer Identification Number)
• Full organization profiles with multi-year financial history: revenue, expenses, net assets
• Automatically calculated metrics: program expense ratio, fundraising efficiency, operating margins
• Trantor Score — a proprietary financial health indicator (300–850 scale, similar to a credit score) measuring organizational sustainability
• Altman Z-Score and Tuckman-Chang vulnerability assessment adapted for nonprofits

Who Is It For?

• Donors who want to verify the financial health of an organization before giving
• Foundations and family offices conducting due diligence on potential grant recipients
• Journalists and researchers analyzing the nonprofit sector
• Consultants and auditors who need sector benchmarks

The Technology Behind It

990 Finder processes over 1 million tax filings downloaded directly from the IRS, stored in Google Cloud Storage, and queryable in real time from a PostgreSQL database. The system updates automatically every week with the latest IRS data.

Try it at 990finder.com — no signup required.